Seasonal Homes


Cottages, Camps, Hunting Camps, Rentals & U.S Residence owners

Manitoulin Island, Elliot Lake, Dunlop Lake, Popeye Lake, Quirke Lake, McGregor bay, Birch Island & Surounding area.

McCulloch Insurance is proud to offer a special rate for all cottage and camp owners who are members of cottage associations affiliated with the Federation of Ontario Cottage Association.

With over 60 years experience insuring cottages and camps throughout Northern Ontario, let us explain the different coverages and products available to protect your seasonal getaway.


Coverages available to you

  • Guaranteed replacement cost or replacement cost  on all qualified properties including island and remote access properties.
  • Coverage available for adjacent sleep camps, boat houses and detached structures
  • Coverage available for year round or seasonal Cottage rentals.
  • Replacement cost on contents
  • Builder's risk & Cottage's under construction

Latest News

Ontario Government to Lower Auto Insurance
Mon, Aug 26, 2013

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